For Employers & HR Professionals
Bring Retirement-Income Education to Your Employees
Your employees have spent decades building their retirement savings. Help them understand what comes next — how to turn those savings into reliable income.
The Missing Piece in Most Retirement Plans
Most employer-sponsored retirement plans do an excellent job helping employees accumulate savings. But accumulation is only half the equation. When employees approach retirement, they face a new set of questions that their 401(k) or 403(b) plan was never designed to answer:
How do I turn my savings into a paycheck that lasts?
When should I claim Social Security?
How do I manage sequence-of-returns risk?
What happens to my income if my spouse passes first?
How do I plan for healthcare costs in retirement?
These are retirement-income questions — and they require retirement-income education. That's what Retirement Diagnostics provides.
The Program
Retirement Without a Pension
A workplace education program for employees approaching retirement
Retirement Without a Pension is a structured retirement-income education program designed to be delivered in the workplace. The program complements your existing retirement plan and plan provider by focusing specifically on the transition from accumulating retirement savings to creating retirement income.
What it covers
The transition from accumulation to retirement income; Social Security considerations; longevity and inflation; market and sequence-of-returns risk; healthcare considerations; and strategies for creating a dependable retirement paycheck.
Who it's for
Employees in their 50s and 60s who are within 5–10 years of retirement and beginning to think seriously about what retirement will look like.
How it's delivered
Group education sessions delivered in your workplace or virtually. Format and length are tailored to your organization's needs.
What it is not
Retirement Diagnostics does not provide investment management or replace your existing retirement-plan provider. The program focuses specifically on retirement-income education for employees approaching retirement.
Complementary, Not Competitive
It Works Alongside Your Existing Plan
Retirement Diagnostics does not replace your company's 401(k), 403(b), or current plan provider. Our program is designed to complement what you already offer — providing additional retirement-income education specifically for employees approaching retirement. Your employees keep their existing plan. They simply gain the knowledge to use it more effectively as they approach retirement.
Why It Matters
Retirement Readiness Is a Workforce Issue
Reduce financial stress
Employees who feel unprepared for retirement carry that stress into the workplace. Education reduces anxiety and improves focus.
Support informed decisions
Employees who understand their retirement-income options make better decisions — for themselves and for your organization.
Strengthen your benefits offering
Adding retirement-income education to your benefits package signals that you care about employees' long-term wellbeing, not just their years of service.
Bring Retirement Without a Pension to Your Employees
Contact us to learn how Retirement Diagnostics can bring retirement-income education to your workforce.